Absolutely! But first, you have to meet a few requirements. You must be:

• at least 18 years of age
• have an account from another Canadian financial institution
• have a valid SIN and email address
• agree to invest in a $5 refundable share*.

Unfortunately, at this time, we cannot offer Hubert services to Quebec residents. Hubert only offers personal accounts. You cannot open a business or trust account with Hubert.

*For joint memberships, each signer is required to have an individual $5.00 share.

When you join Hubert Financial, you’re becoming a member of a pretty darn awesome club. For the price of a couple of coffees (or one really fancy coffee!), you’ll be eligible for Hubert’s great savings rate and our deposit guarantee. Your $5 share* is considered an investment and is fully refundable should you decide to cancel your membership. Share redemptions will follow Sunova Credit Union’s equity application procedure which begins automatically once the request for account closure is received. For additional information about closing your membership, please contact us.

*For joint memberships, each signer is required to have an individual $5.00 share.

Hubert has zero transaction fees. Whether you’re making a deposit, transferring funds, setting up a registered account, or making a withdrawal, you won’t be charged a fee!

However, Hubert does charge fees for two things:

• Wire transfers (incoming fee is $9.53 CDN for Canadian wires or $12.36 USD for US wire transfers).
• $25 fee for accounts that are inactive for six months with a balance under $1,000.

  • Since inactive accounts are not being monitored by the account owner they pose a higher risk for fraudulent activity and have to be dealt with in a timely manner. If you don’t process a transaction semi-annually we’ll mail you a letter notifying you your account has become inactive and will request you to log into your account and process a transaction.  Once this is complete we’ll remove your inactive status.  Easy peasy!   

To make a deposit to your Hubert account you have two options.

1. Sign into your Hubert GO Web account and click on the ‘Transfer Funds’ tab in the top menu bar. Select if you want to transfer into our out of your account. Follow the prompts to initiate the transfer. You will only be able to transfer funds from accounts that we’ve verified.
2.  Send us your deposit using good old-fashioned snail mail.  Simply mail us a cheque that’s payable to yourself and has your Hubert account number written on the back of the cheque (so we know where to deposit the funds).

You can mail cheques to:
Hubert Financial
233 Main Street
Selkirk, MB
R1A 1S1

To transfer funds to one of your external accounts, we’ll need to verify it first.

We’ll add the first external account to your transfer list for you using the information from your initial deposit. This will give you the ability to complete transfers online to and from that account. You can link up to 30 external accounts but both active and deleted accounts are included in this limit.

You can add additional transfer accounts directly through Hubert GO Web by following these steps:

1. Go to settings
2. Beside accounts, select ‘manage settings’
3. Beside external accounts, select ‘manage settings’
4. You’ll see a list of your external accounts and at the end click ‘add external account’
5. Enter the required information for the account you’d like to add. In the next few days, Hubert will make a small deposit to the entered account.
6. When you know the amount of the deposit, log into Hubert GO Web and access the external account settings to enter the amount for the newly added account. You are now set up to transfer funds.

There is an automatic six-day hold on funds transferred in from external accounts, but you start earning interest as soon as you see the deposit in your account.

Our bank number is 879 and our transit number is 45967.

If a transfer is entered before 4:00 pm CST on a business day, you’ll start receiving interest that same day. If a transfer is entered after 4:00 pm CST on a business day, holiday, or weekend, you’ll start earning interest on the next business day. A transfer-in can take up to three to six days to be debited from your external account.

The only way to withdraw funds from your Hubert account is to complete a transfer out using Hubert GO Web.

To do this, login to Hubert GO Web and click on ‘Transfer Funds’ in the top menu. You will only be able to transfer funds to an account in your transfer accounts list that we’ve verified and approved for transfers. Transfers can take up to three to five business days to arrive at your external account.

Nope! Our Happy Savings account pays daily interest on any amount, big or small. There is no minimum balance required to earn our posted rate.

Hubert Financial is not a member of the CDIC, however, all deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba. As a member you can rest easy knowing that no matter what happens in the economy, your investments are safe and secure with Hubert Financial.

Your member number is not the same as your account number. Your member number is used to login to Hubert GO Web and identify yourself as a member. If you would like to know your account number, please contact us.

You may request a TFSA, RRSP, or RRIF transfer by completing a TFSA transfer request form or RRSP / RRIF transfer form. This form must be completed and signed by the annuitant (holder) and mailed back to Hubert so we can initiate the transfer with the other financial institution.

All electronic transfers are held for six business days, but you start earning interest as soon as you see the deposit in your account.

Yes. There is a five business day hold placed on cheque deposits.

To reset your password, please phone us or use our secure online chat. Support hours are Monday to Friday, 8:00 am to 8:00 pm CST and Saturday, 8:00 am to 4:00 pm CST.

Nope. Hubert Financial is focused simply on savings and therefore, we don’t provide cheques for our accounts.

ATM cards are not available for any Hubert accounts.

Statements are available via Hubert GO Web. They are accessible by the fourth business day of each month.

Adding a new high interest savings account or term to your already existing Hubert accounts couldn’t be easier. Login to Hubert GO Web and click on ‘create a new account’ in the right-hand menu. Follow the steps to create your account.

If you don’t process a transaction semi-annually we’ll mail you a letter to let you know your account has become inactive and will request that you log into your account and process a transaction.  Once this is complete we’ll remove the inactive status. Easy peasy!

Since inactive accounts are not being monitored by the account owner they pose a higher risk for fraudulent activity and have to be dealt with in a timely manner.

If for some reason you wish to close your Hubert account, please give us a call at 1-855-4HUBERT (1-855-448-2378) or send us your request in writing to:
Hubert Financial
233 Main Street
Selkirk, MB
R1A 1S1

If you need to make changes to your personal information that we have on file, please contact us to let us know what needs to be changed.

Hubert Financial is a division of Sunova Credit Union, one of the top 100 credit unions in Canada. Sunova was established over 60 years ago and serves over 34,000 members across 13 locations in Manitoba.

Yes, you can and it’s pretty easy too!

All you need to do is add your external US account through Hubert GO Web (like you would with a regular Canadian dollar account) and you’ll be good to transfer fee-free.

If you wire funds into your Hubert account our incoming fee is $9.25 CDN for Canadian wires or $12.00 USD for US wire transfers.

Yes! You can transfer out $50,000 daily (every 24 hours), $250,000 weekly (every seven days), and $500,000 monthly. Please note that all transfers in the last 30 days will count towards the monthly limit.

If you wish to transfer out funds that exceed the limits, you will need to contact Hubert directly. Please use the contact form or start a chat session to get in touch with one of our friendly representatives who will assist you in completing your transaction!

If you have any additional questions or concerns regarding your Hubert account, please contact us. We’d love to hear from you. We can be reached by phone 1-855-4HUBERT (1-855-448-2378) or by email at hubert@happysavings.ca. We can also be reached using the secure online chat on our website.